Credit cards, which are also known as plastic money, have made shopping easier than ever before. You can literally buy anything with your credit card, right from groceries to gold and even book your flight tickets. Read on to know more about the benefits of booking a flight using a credit card.
If you are planning to travel overseas or within India and wish to take a flight, finding the ticket at an affordable price can be sometimes challenging. You may have to visit the website of the different airlines or use the comparison websites to know about the ticket prices from different airways and on different days.
While you may find many tips and tricks to get flight tickets at an affordable price, one of the most effective ways is to do the booking using a credit card. Let us look at some of the benefits of using credit cards to pay for the flight ticket.
· Price assurance program
Typically, when you book plane tickets online, you may compare and check the air fares on different websites, right? And, finally, when you proceed with the purchase, it could be a bit of gamble to decide if the ticket price is as low as it can get.
If the ticket price goes down after you have purchased the ticket, you may blame your luck. But, some credit card companies understand this process and for the customers’ benefit they offer price assurance programs. After you enrol for the program, you can enter the details of the flight ticket into the credit card tracking tool and you would get timely alerts and notifications about price drop.
Depending on the type of credit card you hold and the services offered by the card providers, you can also change your booking and get the adjusted refund.
· Ticket cancellation
While you may be excited to go on your much-awaited holiday, some unexpected events may force you to cancel the flight booking. And, in some cases, based on the booking policies of the airlines or the ticket booking website, you may end up losing the money.
But, on the other hand, if you book your ticket using a credit card, your credit card company offers you a trip cancellation insurance, which allows you to recover the cost if you have to cancel the booking. But, to avail this benefit, you must check if the credit card you are using offers this service before booking the ticket.
· Special benefits
You may have heard about various perks like priority check-in, free lounge access, free in-flight meal service, etc. offered to certain customers who purchased an air ticket using a specific credit card. But, what about the luxury benefits? For example, some credit card companies offer free concierge services, discounts on hotel bookings, priority for upgrading to business class, valet parking, free breakfast throughout your stay at the hotel and more.
So, it is vital that you check with the credit card company about the special benefits offered and you can take advantage of the same with every flight booking.
· Insurance protection
In India, not many people invest in buying travel insurance. One of the main reasons for this is lack of awareness about its importance. And, some people believe it is an unnecessary investment. However, travel insurance comes in handy if something untoward happens during the travel; it helps recover the financial loss.
If you are reluctant to pay an additional fee to purchase travel insurance, you may get the insurance protection as an added benefit when you buy your ticket using a credit card. Many insurance companies in India offer insurance protection to people who use the card for buying flight tickets. Sometimes, it may involve paying a nominee fee for the insurance protection. But, the fee will be worth it for the benefits you get against it.
Thus, you can avail several benefits when you buy flight tickets using a credit card. So, choose your card wisely and enjoy these benefits with every booking.